Privacy Policy: Welcome to KS Money Transfer Ltd.’ (“KS”) website, www.ksmoney.org Protecting your privacy is very important to us. This Privacy Policy is available to inform you about our collection and use of your personal and non-personal information. This Privacy Policy is applicable to all KS consumers and visitors who visit our website. http://www.ksmoney.org/ PERSONAL INFORMATION In order to provide services, KS collects and may disclose certain personal and non-personal information about you and the beneficiary of the fund transfer, such as name, address, and phone number. In addition, depending on the services requested and/or the amount of your money transfer, KS may also collect and may disclose personal and non-personal information, such as date of birth, Social Security number or other identifying number (including type, issuer, and expiration date) and any other information necessary to verify and process the request. In addition, web log information is automatically gathered every time you visit the website. It gathers non-personal identifying information such as Internet browser type, IP address, and the pages you visited. USE OF INFORMATION KS does not disclose non-public personal information about its consumers or former consumers to anyone, except as permitted by law. The law permits disclosure of non-public personal information, for example, where it is necessary to effect, administer, or enforce a transaction requested or authorized by the consumer, or in connection with the servicing or processing of a financial product or service requested or authorized by the consumer. The law also permits such sharing where it is released to protect the confidentiality or security of our records pertaining to our consumers, the services or products we offer, or the transactions we process or handle. The law also allows for the release of non-public personal information to protect against or prevent actual or potential fraud, identity theft, unauthorized transactions, claims or other liability, as well as for resolving consumer disputes or inquiries. The law further allows the release and/or disclosure of non-public personal information to comply with federal, state or local laws or regulations or other legal requirements, such as subpoenas or other legal processes. This list of examples of the types of sharing of information that is permitted by law is not meant to be comprehensive, but provides you with some basic information on some of the types of sharing permitted by law. KS does not sell or exchange consumer lists or consumer information. SAFEGUARDS TO PROTECT PRIVACY KS takes precautions to protect the information of its consumers. We maintain physical, electronic and procedural safeguards in an effort to secure your nonpublic personal information. When you enter sensitive or private consumer information, the information is encrypted and protected. KS’s database of consumer information resides on KS’s servers behind various firewalls to protect against loss, misuse, theft, and unauthorized modification, deletion, or alteration of the information contained in the database. KS has taken preventative measures to restrict access to sensitive data and private information. Only those employees and agents who need to know that information to provide services related to the processing of fund transfers are granted access to personal information. Although KS measures conform to those of the industry, KS makes no claim or warranty as to the security or impenetrability of KS’s system under unusual circumstances or its resilience to future sophisticated attacks. PRIVACY PRACTICES OF THIRD PARTIES Our website may feature links to third party sites that offer goods, services, or information. We are not responsible for content or privacy policies or practices of any linked sites of any third parties. We encourage you to review each privacy policy before providing any personal information. USER ACCESS, CHANGE OR DELETION OF PRIVATE INFORMATION Consumers using KS’s website can change, edit, delete or update their private information at any time by going to the KS website, logging in. QUESTIONS If you have any questions regarding this Privacy Policy, please contact: Phone: 01706 713388 Last Updated: 01/06/2008

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